Building Good Credit

You can have prior bad credit with prior bad credit including outstanding collections and charged-off accounts and qualify for a mortgage as long as you have rebuilt and re-established your credit. Lenders want to see timely payments in the past 12 months to approve borrowers for a mortgage. If you are planning on buying a home or refinancing your mortgage, it is best you start rebuilding and re-establishing your credit. Learn how to rebuild and establish your credit from the guides below